Is it worth investing in real estate in Poland in 2025? Key data for local investors
The Polish real estate market has shown remarkable resilience and growth over the past decade. In 2025, the interest in investing in real estate in Poland continues to rise especially among local investors looking for protection against inflation, stable passive income, and long-term capital appreciation. But is now really the right time to bet on this market?
Below, we present an analysis based on current data, focusing on real opportunities for real estate investment in Poland in 2025, including the highest-ROI districts in Warsaw.
The current state of the Polish Real Estate market
Stability Amid Global Uncertainty
Despite global economic challenges and recent interest rate hikes, the Polish real estate market has remained healthy. According to the National Bank of Poland (NBP), apartment prices in key cities like Warsaw, Kraków, and Wrocław continued to rise in 2024 – though at a more moderate pace.
In Warsaw, for example, the average price per square meter exceeded 15,000 PLN/m² in Q1 2025, demonstrating sustained demand in the capital.
Real Estate trends in Poland for 2025
- Mortgage access improving: With interest rates stabilizing, credit availability is recovering, fueling domestic demand.
- Long-term rentals in demand: A shift away from short-term rentals (e.g. Airbnb) is creating room for stable, long-term rental income.
- Green buildings gaining value: New properties with energy-efficient certifications are increasingly attractive to tenants and buyers alike.
Where to invest in Warsaw? Top 3 districts by ROI
Warsaw remains the crown jewel of the Polish market. If you’re considering buying property in Poland, these three neighborhoods offer the best balance of profitability and liquidity:
1. Wola – Warsaw’s new business hub
- Estimated ROI: ~6% annually (residential rentals)
- Home to the Warsaw Spire and other high-rise towers, Wola has transformed into the city’s modern financial district.
- High demand for modern apartments from young professionals.
2. Mokotów – Work-life balance and corporate demand
- Estimated ROI: 5 – 5.5%
- A hotspot for corporate offices (Samsung, TVN, Intel), Mokotów is perfect for long-term leases to executives and expats.
3. Praga Północ – High-growth emerging district
- Potential ROI: 7-8% in select projects
- Once less popular, this district is now undergoing urban revitalization, supported by municipal initiatives.
- Lower entry costs and strong growth potential.
Real Estate profitability in Poland (2025 Outlook)
The profitability of real estate in Poland depends on location, property type, and investment strategy. In general:
- Residential rentals in Warsaw: 5-7% gross annual yield
- Average capital appreciation (last 5 years): 6-8% annually
- Recommended holding period: 5-7 years for maximum ROI
Demand remains strong due to urbanization, limited supply of new housing, and stable economic fundamentals.
What about foreign investment?
While this article is focused on local investors, it’s worth noting that foreign investment in Poland is growing. In 2024, buyers from Germany, France, and Ukraine increased their activity – particularly in Warsaw and Gdańsk – supporting price growth and market confidence.
Key factors to consider before investing
Before making a purchase, analyze the following:
- Type of property: residential, commercial, or mixed-use?
- Target tenant: students, expats, professionals?
- Local regulations: rental permits, new development restrictions.
- Additional costs: notary, taxes, maintenance, property management.
Is 2025 a good time to invest?
Yes, investing in real estate in Poland in 2025 is a solid option, especially if you seek diversification, stability, and competitive returns. Warsaw – particularly Wola, Mokotów, and Praga Północ – offers clear opportunities for well-informed investors.
Ready to start your investment in Warsaw?
At Oliwin, we guide you through every step of your real estate investment – from market analysis to property management.
Book a free consultation today and discover how to make your Polish property investment work for you.